What is it and why do it?

Equity release is a way of raising money against the value of your property especially if you are 55 years or over. Maybe you could use some cash for home improvement, supplementing your pension, or maybe you would like to take your gap year now and travel.

How will it affect me and my family?

What ever the reason, it is now possible to enter a scheme which promises you can live in your house for the rest of your life and that there will be no debt burden for your family after you die. In fact some schemes guarantee a set amount of money be passed on to your children whatever happens to house prices. Another consideration is whether your eligibility for state benefits would change, should you enter an equity release scheme.

How can I find out more?

If you would like more details we offer a free initial consultation clearly outlining the pros and cons and cost of such schemes with guidance on a plan that best suits your needs and situation. We recommend you take this information and advice away with you can then take your time to make a decision.